PIX真的会结束吗? 了解2023年CB的变化

 PIX真的会结束吗? 了解2023年CB的变化

Michael Johnson

像素的出现为人们的日常生活提供了便利,现在只需点击几下即可完成支付,无需携带现金或信用卡,只需使用手机即可。

这种支付方式创立时间不长,但已成为巴西最常用的支付方式,并已进入几乎所有机构,尤其是网上购物。

2023年,这种支付方式将进行一些调整,很多人认为这将取消Pix。 然而,事实并非如此,中央银行只是想提高交易的安全性,而不是结束它。

为了用户的安全,交易有一定的价值限制,根据时间的不同而不同。 这个价值也适用于每次转账的金额限制。

中央银行希望做出的改变是为这些转账划定一个日值。 因此,如果允许在一天的时间内转账3,000卢比,客户可以立即转账,其余时间将被冻结。

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但是,如果客户不习惯进行高额转账,而希望放款额度较小,以确保更多的安全性,他可以向银行提出这一要求,银行必须立即进行更改。

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在这种情况下,需要进行分析,审批时间为24小时至48小时。

目前,夜间像素的可用量较少,明年在这个意义上也应有所改变。 不完全是夜间时段的释放量,而是被视为夜间的时间。

根据这些变化,由银行来选择减免开始适用的时间,是晚上8点还是10点。

但像素的提取和像素的变化将发生价值的变化。 今天,提取的限制是白天500兰特,晚上100兰特,但随着变化,价值上升到白天3000兰特,晚上1000兰特。

与一些人的想法相反,像素还远远没有结束,即将发生的变化旨在使巴西人的金融生活更加轻松。 这些变化预计将在2023年初发生。

Michael Johnson

Jeremy Cruz is a seasoned financial expert with a deep understanding of the Brazilian and global markets. With over two decades of experience in the industry, Jeremy has an impressive track record of analyzing market trends and providing valuable insights to investors and professionals alike.After earning his Master's degree in Finance from a reputable university, Jeremy embarked on a successful career in investment banking, where he honed his skills in analyzing complex financial data and developing investment strategies. His innate ability to forecast market movements and identify lucrative opportunities led him to be recognized as a trusted advisor among his peers.With a passion for sharing his knowledge and expertise, Jeremy started his blog, Stay up to date with all the information about the Brazilian and global financial markets, to provide readers with up-to-date and insightful content. Through his blog, he aims to empower readers with the information they need to make informed financial decisions.Jeremy's expertise extends beyond blogging. He has been invited as a guest speaker at numerous industry conferences and seminars where he shares his investment strategies and insights. The combination of his practical experience and technical expertise makes him a sought-after speaker among investment professionals and aspiring investors.In addition to his work in thefinance industry, Jeremy is an avid traveler with a keen interest in exploring diverse cultures. This global perspective allows him to understand the interconnectedness of the financial markets and provide unique insights on how global events impact investment opportunities.Whether you are an experienced investor or someone looking to understand the complexities of the financial markets, Jeremy Cruz's blog provides a wealth of knowledge and invaluable advice. Stay tuned to his blog to gain a thorough understanding of the Brazilian and global financial markets and stay one step ahead in your financial journey.