与这里截然不同:了解美国养老金领取者的平均领取金额

 与这里截然不同:了解美国养老金领取者的平均领取金额

Michael Johnson

在巴西,国家社会保险局(INSS)对退休、要求、价值等有很多规定,因为通过该机构,退休人员可以在因年龄或残疾而无法继续工作时保证每月收入。

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当然,每个国家都会根据当地的法律和社会保障体系确定自己的养老金规则和金额。 在此,我们将讨论巴西和北美体系之间的差异。

巴西和美国在退休方面的差异

在巴西,国家社会保障局(INSS)负责管理养老金,养老金分为四种类型:年龄养老金、缴费年限养老金、特殊养老金和残疾养老金。 每种方式都有自己的申请规则。

而在美国,养老金由政府支付。 社会保障局(SSA) 要在那里退休,您必须至少年满62岁,并从事至少10年向SSA缴费的工作。

美国养老金机构向美国养老金领取者支付多少养老金的一个非常重要的因素是领取养老金的年龄。 那些等到全年龄(66至67岁之间)或70岁才领取养老金的人比那些较早领取养老金的人领取的养老金要多得多。

虽然这不是区别,而是相似之处,但重要的是要记住,在巴西和美国都可以投资于由雇主或金融机构提供的私人养老金计划。

美国退休人员平均收入

根据SSA的数据,该机构支付的福利金约占老年人总收入的三分之一。 2023年,当地社会保障退休人员的平均月收入为1,827美元(按当前价格计算约为9,121.66卢比)。

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当然,有些地方的物价较高,需要更高的收入才能维持舒适的生活水平。

因此,在美国,退休人员通常会寻找生活成本低、税负低、生活质量高的小城镇,以便在结束职业生涯后享受生活。

Michael Johnson

Jeremy Cruz is a seasoned financial expert with a deep understanding of the Brazilian and global markets. With over two decades of experience in the industry, Jeremy has an impressive track record of analyzing market trends and providing valuable insights to investors and professionals alike.After earning his Master's degree in Finance from a reputable university, Jeremy embarked on a successful career in investment banking, where he honed his skills in analyzing complex financial data and developing investment strategies. His innate ability to forecast market movements and identify lucrative opportunities led him to be recognized as a trusted advisor among his peers.With a passion for sharing his knowledge and expertise, Jeremy started his blog, Stay up to date with all the information about the Brazilian and global financial markets, to provide readers with up-to-date and insightful content. Through his blog, he aims to empower readers with the information they need to make informed financial decisions.Jeremy's expertise extends beyond blogging. He has been invited as a guest speaker at numerous industry conferences and seminars where he shares his investment strategies and insights. The combination of his practical experience and technical expertise makes him a sought-after speaker among investment professionals and aspiring investors.In addition to his work in thefinance industry, Jeremy is an avid traveler with a keen interest in exploring diverse cultures. This global perspective allows him to understand the interconnectedness of the financial markets and provide unique insights on how global events impact investment opportunities.Whether you are an experienced investor or someone looking to understand the complexities of the financial markets, Jeremy Cruz's blog provides a wealth of knowledge and invaluable advice. Stay tuned to his blog to gain a thorough understanding of the Brazilian and global financial markets and stay one step ahead in your financial journey.